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Personalized Advice is Now Available for Your FRS Retirement Plan

The “Self-Directed Brokerage” option available within FRS allows the opportunity for personalized
independent investment advice with no rollover and no taxable distribution.

Click on the video below to learn more!

Contact Us Today                 Download the PDF

People who seek help with their FRS Investment account could earn over 3% more.

Without Advice

Portfolios of Participants who didn't get help suffered from: 2

  • Inappropriate risk levels
  • Market timing mistakes
  • Misunderstanding risks and market volatility

With Advice

Advisors Add Value: 1

  • As effective behavioral coaches (up to 2%)
  • Applying tax aware investing (up to 0.80%)
  • Employing cost effective investments (up to 0.33%)
  • Managing asset allocations and rebalancing (up to 0.20%)
  • Managing spending strategy (up to 0.75%)

1 According to the study of eight large 401(k) plans with more than 425,000 participants and $25 billion in assets, by Aon Hewitt, a consulting firm, and Financial Engines, an investment advisory firm, between 2006-2010.

2 According to Russell Investments annual Value of an Advisor study, 2017.

Integrity Financial Group

12301 Lake Underhill Rd #213 | Orlando, FL 32828 | 407.271.8029 | www.financialservicesamerica.com

Check the background of this firm/advisor on FINRA’s BrokerCheck.